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File #: 25R-6384    Version: 1 Name: Preferred Governmental Insurance Trust
Type: Resolution Status: Passed
File created: 9/11/2025 In control: City Commission Meeting
On agenda: 9/29/2025 Final action:
Title: RESOLUTION NO. 25R-09-197: A RESOLUTION OF THE CITY COMMISSION OF THE CITY OF LAUDERHILL, FLORIDA, APPROVING THE PROPOSAL FROM PREFERRED GOVERNMENTAL INSURANCE TRUST TO PROVIDE PROTECTED SELF-INSURANCE PRODUCTS THROUGH THE BROKER, PUBLIC RISK INSURANCE AGENCY, FOR THE FISCAL YEAR OCTOBER 1, 2025 THROUGH SEPTEMBER 30, 2026 FOR FIRST AND THIRD-PARTY CLAIMS BASED UPON THE FOLLOWING LOSSES: GENERAL LIABILITY, PROPERTY, AUTO LIABILITY AND PHYSICAL DAMAGE, WORKERS’ COMPENSATION, BOILER AND MACHINERY, ERRORS AND OMISSIONS, LAW ENFORCEMENT, INLAND MARINE, CRIME, EMPLOYERS LIABILITY AND SEXUAL MISCONDUCT; PROVIDING FOR A TOTAL PAYMENT $2,300,410.00 FROM THE APPROPRIATE BUDGET CODE NUMBERS; AND PROVIDING FOR AN EFFECTIVE DATE (REQUESTED BY CITY MANAGER, KENNIE HOBBS, JR.).
Sponsors: Desorae Giles
Attachments: 1. Resolution - PGIT self insurance, 2. AR 25R-09-197, 3. Lauderhill Premium comparison 25-26 to insured.pdf

Title

RESOLUTION NO. 25R-09-197: A RESOLUTION OF THE CITY COMMISSION OF THE CITY OF LAUDERHILL, FLORIDA, APPROVING THE PROPOSAL FROM  PREFERRED GOVERNMENTAL INSURANCE TRUST TO PROVIDE PROTECTED SELF-INSURANCE PRODUCTS THROUGH THE BROKER, PUBLIC RISK INSURANCE AGENCY, FOR THE FISCAL YEAR OCTOBER 1, 2025 THROUGH SEPTEMBER 30, 2026 FOR FIRST AND THIRD-PARTY CLAIMS BASED UPON THE FOLLOWING LOSSES: GENERAL LIABILITY, PROPERTY, AUTO LIABILITY AND PHYSICAL DAMAGE, WORKERS’ COMPENSATION, BOILER AND MACHINERY, ERRORS AND OMISSIONS, LAW ENFORCEMENT, INLAND MARINE, CRIME, EMPLOYERS LIABILITY AND SEXUAL MISCONDUCT; PROVIDING FOR A TOTAL PAYMENT $2,300,410.00 FROM THE APPROPRIATE BUDGET CODE NUMBERS; AND PROVIDING FOR AN EFFECTIVE DATE (REQUESTED BY CITY MANAGER, KENNIE HOBBS, JR.).

 

 

Body

Request Action:

Request a Resolution to approve the renewal of Preferred Governmental Insurance Trust to provide Protected Self-Insurance products though broker, Public Risk Insurance Agency, for the fiscal year October 1, 2025 through September 30, 2026.

 

 

Need Summary Explanation/ Background:

To protect the city in the pursuit of first and third-party claims based on the following losses: General Liability, Property, Auto Liability and Physical Damage, Workers' Compensation, Boiler and Machinery, Errors and Omissions, Law Enforcement, Inland Marine, Crime, Employers Liability, and Sexual Misconduct.

 

 

Cost Summary/ Fiscal Impact:

The premiums are $2,300,410.

 

 

Attachments:

#1 - Resolution

#2 - Coverage and Premium Comparison

 

 

Budget Code Number(s): 001-01-162-50-4521, 001-01-162-50-4522, and 001-01-162-50-4523.

 

Procurement Information: [check all that apply]

[    ] RFP/Bid                                                               [    ] Emergency Purchase                                           [    ] SBE

[    ] Proposal/Quote                                          [   ] State Grant Funds                                          [    ] Local Preference

[    ] Piggyback Contract                     [   ] Federal Grant Funds                                          

[    ] Sole Source                                          [   ] Matching Required