File #: 24R-5456    Version: 1 Name: Code-Check Cashing Store Accessory Use
Type: Ordinance Status: Passed
File created: 12/14/2023 In control: City Commission Meeting
On agenda: 3/25/2024 Final action:
Title: ORDINANCE NO. 24O-02-109: AN ORDINANCE OF THE CITY OF LAUDERHILL, FLORIDA AMENDING THE LAND DEVELOPMENT REGULATIONS (LDR) AMENDING SCHEDULE A, LAND USE CLASSIFICATIONS TO AMEND DEFINITIONS OF ”CHECK CASHING” and “PAY DAY LOAN STORE”; AMENDING ARTICLE III., ZONING DISTRICTS, PART 5.0., SPECIAL REGULATIONS FOR SPECIFIC LAND USE CLASSIFICATIONS, SECTION 5.11, CHECK CASHING; AMENDING SCHEDULE B, ALLOWABLE USES, SCHEDULE B-2, NON-RESIDENTIAL DISTRICTS TO ADD CHECK CASHING ACCESSORY USE DESIGNATIONS IN PERMITTED ZONING DISTRICTS; AMENDING CITY CODE OF ORDINANCES SECTION 12-53, LOCAL BUSINESS TAX, TO ADD RATE FOR NON-CONFORMING PAY DAY LOAN STORE USE; PROVIDING FOR FINDINGS AND CONCLUSIONS; PROVIDING FOR CONFLICTS; PROVIDING FOR AN EFFECTIVE DATE (REQUESTED BY CITY MANAGER, DESORAE GILES-SMITH).
Attachments: 1. REVISED ORD-24O-02-109-Code-LDR-Check Cashing Text.pdf, 2. AR 24O-02-109, 3. Attachment A - DRR - Check Cashing, 4. Attachment B - ORD 13O-05-119
Title
ORDINANCE NO. 24O-02-109: AN ORDINANCE OF THE CITY OF LAUDERHILL, FLORIDA AMENDING THE LAND DEVELOPMENT REGULATIONS (LDR) AMENDING SCHEDULE A, LAND USE CLASSIFICATIONS TO AMEND DEFINITIONS OF ”CHECK CASHING” and “PAY DAY LOAN STORE”; AMENDING ARTICLE III., ZONING DISTRICTS, PART 5.0., SPECIAL REGULATIONS FOR SPECIFIC LAND USE CLASSIFICATIONS, SECTION 5.11, CHECK CASHING; AMENDING SCHEDULE B, ALLOWABLE USES, SCHEDULE B-2, NON-RESIDENTIAL DISTRICTS TO ADD CHECK CASHING ACCESSORY USE DESIGNATIONS IN PERMITTED ZONING DISTRICTS; AMENDING CITY CODE OF ORDINANCES SECTION 12-53, LOCAL BUSINESS TAX, TO ADD RATE FOR NON-CONFORMING PAY DAY LOAN STORE USE; PROVIDING FOR FINDINGS AND CONCLUSIONS; PROVIDING FOR CONFLICTS; PROVIDING FOR AN EFFECTIVE DATE (REQUESTED BY CITY MANAGER, DESORAE GILES-SMITH).

Body
Request Action:
Staff is requesting approval of an Ordinance in order to adopt a text amendment to make a distinction between "check cashing" services and "pay day loan store" uses.

Need:
An ordinance was adopted by the City Commission in 2013 (13O-05-119) prohibiting payday loans as a prohibited use; however, it wasn't clear that a "pay day loan" is also prohibited as an accessory use. This amendment re-affirms that it is prohibited as both a principal & accessory use. It also clarifies that a check cashing service was permitted as an accessory use in the CG and CC zoning districts.

Summary Explanation/ Background:
Staff is requesting an amendment to the Land Development Regulations to correct a clerical error when Ordinance No. 13O-05-119 was passed in order to properly reflect that check cashing is permitted as an accessory use in the General Commercial (CG) and Community Commercial (CC) zoning districts, except in any new convenience stores uses established after January 28, 2013, and also to distinguish between check cashing (as an ancillary service) versus a Pay Day Loan Store. Currently the adopted regulations combine these two uses in name; however, “ch...

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